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I Was An Avid Runner Before I Lost My Leg, But My Insurance Company Won’t Pay For A “Running” Leg. What Can I Do?

If you are an amputee as well as an athlete, it may be difficult to find a source of payment for the prosthetics you want. It’s great if you have an insurance company that will pay for standard prosthetics.

However, most insurance companies will not pay for prosthetics that will allow you to participate in sports, such as running legs. Special prosthetics for sports can be very expensive.

If you are an athlete and you want to participate in sports that require special prosthetics, there are several places you can turn. First, it doesn’t hurt to appeal your insurance company’s ruling.

They will probably claim the device is not medically necessary, and deny your claim again, but it doesn’t hurt to try. You should point out that by participating in sports, you will be more likely to remain healthy and need less medical care in the future.

If that doesn’t work, there are several nonprofit foundations which may be able to help.

A full list is available here.

In particular, the Challenged Athletes Foundation raises money to help amputees participate in sports activities. You may also consider an online fundraising campaign through a fundraising website.

If your amputation occurred fairly recently, and it was due to the fault of another party, you may be able to sue the responsible party for your damages.

If your amputation occurred in a car accident, you may be able to sue the other driver. If it was the result of medical malpractice, the doctor or the hospital may be legally liable.

If the amputation occurred because of an accident at work, you may be able to sue, depending on the circumstances.

It’s important that as an amputee, you continue to stay active and pursue hobbies that you enjoyed before your amputation.

Call Conal Doyle, Amputation Attorney at 310-385-0567to learn more.

Not only am I a personal injury attorney, I’m also an amputee. I enjoy helping my clients obtain the compensation they deserve for their injuries, so that they can lead full lives as amputees.

 

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